Early release of superannuation

You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as terminal illness, incapacity, and severe financial hardship.
You may be able to access your super if you have a terminal medical condition and all these conditions are met:

• Two registered medical practitioners have certified, jointly or separately, that you suffer from an illness or injury that is likely to result in death within 24 months of the date of signing the certificate.

• At least one of the registered medical practitioners is a specialist practising in an area related to your illness or injury.

• The 24-month certification period has not ended.

Contact your super fund to request access to your super due to a terminal medical condition. Your fund must pay your super as a lump sum. For the payment to be tax-free you must have a terminal medical condition either:

• at the time of the payment

• within 90 days of receiving the payment.

If you have a terminal medical condition and you have super held by the ATO, you can claim it through your super fund or directly from the ATO.

https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/early-access-to-super/when-you-can-access-your-super-early/